Frequently Asked Questions

Every lawyer sets their own fee structure; however, the most common form of payment for a personal injury lawyer is known as a contingent fee. This means that there are no upfront costs to you.  Your attorney gets paid a set percentage of any settlement or judgment reached on your case. 

Lloyd Injury Law represents our clients under a 33.33 - 40% contingency fee (the percentage charged depends on the type and complexity of the case). With Lloyd Injury Law's NO RECOVERY, NO FEE GUARANTEE, you will not be charged any fees until we win your case!

In addition to the fee, any costs associated with resolving your case will be deducted from the recovery. This is only with respect to costs that are paid up-front by the law firm. Lloyd Injury Law works with our clients to ensure they are comfortable with the costs spent on their case and remain informed of any costs that will need to be paid out of the settlement. 

For more information about contingency fees, click HERE. 

Being in an auto accident is stressful, especially if you have been injured. Remembering to gather all the information you need to gather to later pursue claims for your property damage and injuries sustained in the collision is difficult. To help ensure you never leave the scene of an accident without vital information, Lloyd Injury Law has created an Accident Information Checklist and an Auto Accident Exchange of Information Pamphlet you can print to keep in your car and reference when needed. 

In general, you will want to collect the following information: 

1. Names, addresses, and phone numbers of all people involved in the collision, including any passengers. 
2. Driver's license number, insurance company name, and policy number of each driver involved in the accident. 
3. Year, make, model, color, and license plate number of all vehicles involved. 
4. Names, addresses, and phone numbers of any witnesses to the accident. 
5. Photos of all vehicles and the damages on each vehicle involved. 
6. Photos of the scene where the accident occurred - even if the vehicles have been moved, take photos of the scene and any debris left at the scene. 
7. Photos of any injuries you sustained in the accident. 

Yes, if you are involved in a car crash in Washington State, you are required to exchange insurance information with the other driver, regardless of who is at fault. This requirement is part of the state's legal procedures following an accident. Here's what you need to know: 

1. Legal Obligations - Under Washington State law, all drivers involved in a motor vehicle collision are required to provide their name, address, insurance company, insurance policy number, and vehicle license number, and shall exhibit his or her driver's license to the other parties involved in the crash (RCW 46.52.020). This is a necessary step, even if the crash is minor or there is no immediate apparent damage. 

2. Facilitating the Claim Process - Exchanging this information is crucial for the insurance claims process to begin. It allows your insurance company to work directly with the other driver's insurer to determine fault, manage claims, and cover damages. 

3. Non-Admission of Fault - Providing your insurance information to the other driver does not imply that you are admitting fault for the collision. It is a procedural step required by law and essential for the subsequent insurance process. 

4. Importance of Documentation - In addition to exchanging information, documenting the accident scene, taking photographs, and gathering any witness statements can be crucial. This documentation can support your claim and is particularly important if there are disputes about the collision's circumstances. 

NOTE: While you are required to exchange insurance information, be cautious not to discuss the accident's specifics or admit fault at the scene. Such discussions could complicate your claim or legal standing. After ensuring everyone's safety and exchanging the necessary information, consider contacting a personal injury lawyer to discuss your next steps, especially if there are significant damages or injuries involved. 

I am going to let you in on a little secret that most personal injury lawyers don’t want you to know – Not all personal injury cases require a lawyer! Shocking to hear from a personal injury lawyer, I know, but I firmly believe that as a lawyer I have a duty to keep the best interests of not only my clients but also my potential clients, in mind at all times. And the truth is, it might not even be in your best interest to hire a personal injury lawyer.

However, you should always consult with a personal injury lawyer you trust to evaluate your case. The need for a personal injury lawyer is fact-specific and a consultation with a knowledgeable personal injury lawyer should be able to help you decide if hiring a lawyer is right for your case. 

Further, you should never have to pay for a personal injury case consultation. At Lloyd Injury Law, we provide FREE CONSULTATIONS to all persons injured as a result of another’s negligence.

The time you have to settle a personal injury claim against the at-fault party is known as the statute of limitations (SOL). In Washington State, the statute of limitations is generally three years from the date of the injury. This means you have three years to either settle your claim or file a lawsuit. If neither of these things happens before the statute of limitations expires, then you will be barred from recovering from your injuries. 

However, it is important to understand that in some specific situations, such as claims against local, state, or federal governments, the statute of limitations can be shorter. It is important to contact a personal injury lawyer early in your case to ensure no pertinent deadlines are missed that may prevent you from recovering compensation for your injuries. 

Understanding the value of your personal injury case is crucial and often complex, as it depends on a variety of factors unique to your situation. In Washington state, the worth of your case can be influenced by several key elements, including: 

- Medical Expenses: This includes past, current, and projected future medical costs related to your injury. It's not just about the bills you've already received but also those you might incur for ongoing rehabilitation or long-term care. 

- Lost Wages and Earning Capacity: If your injury as prevented you from working, compensation can cover wages lost during your recovery period. Moreover, if your injury affects your ability to earn a living in the future, those potential loses can be considered. 

- Pain and Suffering: This category is less tangible but equally important. It includes compensation for physical discomfort and emotional distress caused by your injuries. The extent of pain and suffering is subjective and varies significantly from one case to another. 

- Property Damage: If your personal property was damaged as a result of the incident that caused your injury (for example, a car crash), the cost of repairs or replacement can be factored into the value of your case. 

It is important to note that each personal injury case is unique, and the outcome can be influenced by the specifics of the incident, the severity of your injuries, and the skill of your legal representation. To get a more accurate estimate of your case's worth, it is advisable to consult with a personal injury lawyer who can assess the specifics of your case. Lloyd Injury Law offers FREE CONSULTATIONS to help you understand your legal options and the potential value of your case. Don't wait. Contact us today to schedule your consultation. 

"Pain and suffering" is a legal term used to describe the non-economic damages you may endure as a result of an injury. This encompasses both the physical pain and emotional distress that can follow from an accident or injury, impacting every aspect of your life. 

Physical pain and suffering refers to the discomfort and ailment directly associated with your physical injuries, both immediate and long-term. This can range from the acute pain you experienced immediately after an injury to chronic issues that might persist for months or years afterward. 

Emotional distress, on the other hand, covers the psychological impact of your injury. This may include anxiety, depression, loss of enjoyment of life, PTSD, and other emotional responses to the both the injury causing incident itself and the resulting physical limitations or chronic pain. 

In Washington State, pain and suffering are recognized as compensable damages, meaning you may be entitled to monetary compensation for these non-tangible losses. Calculating the value of pain and suffering can be complex, as it doesn't have a direct monetary cost like medical bills or lost wages. Factors such as the severity of your injury, the extent of the pain or emotional distress, and how your life has been impacted come into play. 

At Lloyd Injury Law, our experienced injury lawyer is committed to ensuring that all aspects of your pain and suffering are fully considered. We work closely with medical professionals, therapists, and other experts to comprehensively document the full extent of your pain and suffering, advocating for the maximum compensation you deserve. 

If you or a loved one is dealing with the consequences of an injury and wondering about your rights to compensation for pain and suffering, we invite you to reach out. Lloyd Injury Law is here to provide you with the compassionate and expert legal support you need during this challenging time. Contact us today for a FREE CONSULTATION to learn more about how we can help you navigate your personal injury claim. 

Rarely do personal injury cases go all the way to trial. The majority of cases will settle either in pre-litigation negotiations or in litigation prior to trial. 

Cases are more likely to go to trial when there is a dispute over the facts or a disagreement over the extent of the injury. Getting a personal injury lawyer involved early in your case can help to navigate these potential points of contention. 

The insurance company for the at-fault, or negligent, party will not pay for your medical bills prior to reaching a settlement or judgment in your personal injury case. This means you may need to fund medical treatment for months or years, depending on the severity of your injuries, before receiving any compensation for your medical bills. 

There are many ways your medical bills may be paid pending settlement or judgment of your claim. The most common form of payment prior to settlement or judgment is through your Personal Injury Protection (PIP) coverage on your personal auto policy. This is no-fault coverage, meaning your insurance company must pay for your reasonable and necessary medical treatment no matter who is ultimately liable for your injuries. 

Alternatively, your personal health insurance may pay for your treatment, subject to any co-pays or deductibles on your specific policy. 

If you don't have either PIP or personal health insurance, it is often possible for your lawyer to negotiate with your medical providers to either hold your bills pending settlement or judgment or to negotiate a minimal monthly payment you make until your case resolves. 

There are many options available in the absence of PIP or health insurance. The worst thing you can do is delay or not receive the medical treatment you need to recover. The sooner Lloyd Injury Law is involved in your case, the sooner we can work with you and your medical providers to find a solution and get you the treatment you need. 

Although our office is in Monroe, our injury lawyer represents injured victims all over Washington State including King, Pierce, Snohomish, and Chelan counties. Your location is not necessarily a deciding factor when it comes to whether Lloyd Injury Law can provide legal representation. Available technology, such as Zoom, now allows attorneys to represent clients all over the world without having to meet in person.  All that is required is that your injury occurred in Washington State. 

For a complete list of areas we serve, click here. 

In Washington State, the procedure for repairing your car depends on the specifics of the crash, including who was at fault and the type and extent of your insurance coverage. 

- Determining Fault: Washington is a comparative fault state, meaning the responsibility for the crash can be shared between parties based on the percentage of fault. The determination of fault will influence whether your insurance company or the at-fault driver's insurance will handle the repairs. 

- Filing a Claim: You'll need to file a claim with the appropriate insurance company. If you are not at fault, you can file a claim against the other driver's liability insurance. If you are found to be at fault, you will need to file a claim with your insurance provider, assuming you have collision coverage. 

- Assessment and Estimate: Once the claim is filed, the insurance company will assess the damage to your vehicle. This usually involves an inspection by an adjuster who will determine the extent of damage and estimate the cost of repairs. 

- Repair Process: After the assessment, you will be given the go-ahead to have your car repaired. In some cases, insurance companies have preferred repair shops, but you have the right to choose where to have your car fixed. The responsible insurance company should cover the cost of repairs as estimated by the adjuster. If additional damage is found during the repair process, the shop will typically contact the insurance company to approve the additional expense. 

- Deductibles and Additional Costs: If you are using your own insurance to cover the repairs, you may be responsible for paying you deductible, which will be reimbursed if your insurance company successfully recovers the cost of repairs from the at-fault driver's insurance. This is common when there is an initial dispute over who was at fault for the collision. 

At Lloyd Injury Law, we understand that dealing with car repairs after an accident can be stressful part of your recovery process. Our team is committed to ensuring that you receive comprehensive support, not just in pursuing compensation for your injuries but also managing the practical aspects of your claim, including vehicle repairs. Contact us today for guidance and representation to ensure your legal rights are protected every step of the way. 

Simply contact Lloyd Injury Law. CLICK HERE TO CONTACT.  Our injury lawyer will walk you through the process and answer any additional questions you may have about your case. 

It is is helpful to have the following information available to get the most out of your FREE CONSULTATION: 

• Copy of the police report or report number; 
• Phone number and address of all drivers, passengers, and witnesses; 
• Driver license numbers for each driver; 
• Year, make, model, and license plate number of each vehicle; 
• Auto insurance information including company name and policy number for each vehicle; and
• Your personal health insurance information including company name, identification number, and group number. 

Do NOT delay in contacting Lloyd Injury Law if any of this information is unavailable to you. We can obtain it later. The most important thing is that we get started on your case as soon as possible to protect your right to compensation.